Financing

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Only "Yes!" at Paradise Motors.

Looking for a hassle-free way to get behind the wheel? Our Lease Here Pay Here financing option is your ticket to driving off in your dream car today! With flexible payment plans tailored to your budget and a wide selection of quality vehicles to choose from, we make car shopping a breeze. Don’t let past credit challenges hold you back – we’re here to help you get approved and on the road fast. Take the first step towards vehicle ownership and apply now!

Yes! We specialize in auto finance for those with less than perfect credit. Build your future today at Paradise Motors.

Bring the following items with you to the dealership in order to Fast-Track your vehicle selection.

  • Proof of income (such as pay stubs, social security documentation, or pension documentation)
  • Proof of residence (a recent utility bill, lease, or mortgage)
  • Photo Identification (Drivers License, State/Government issued ID)

Our Lease Here Pay Here program offers down payments starting at $39!

What do I need to get approved with Paradise Motors?

At Paradise Motors, we will use your Drivers license to register your vehicle, and validate your identity. 

Please note that these are general guidelines and the requirements may vary.

If you have any questions during the process, feel free to call us

At Paradise Motors, we typically accept the following as proof of income:

  1. Recent pay stubs
  2. Bank statements showing regular deposits
  3. Social Security income statements
  4. Pension distribution statements
  5. Tax returns (for self-employed individuals)

Please note that these are general guidelines and the requirements may vary. If you have any questions during the process, feel free to call us

For proof of residence, Paradise Motors accepts:

  1. Utility bills (like electricity, water, or gas) in your name
  2. Lease agreements
  3. Mortgage statements
  4. Bank statements with your address

Please note that these are general guidelines and the requirements may vary. If you have any questions during the process, feel free to call us 

For proof of Social Security income, Paradise Motors accepts:

  1. Social Security income statements
  2. Bank statements showing regular deposits from Social Security

Please note that these are general guidelines and the requirements may vary. If you have any questions during the process, feel free to call us

How it Works

Submit Form

Complete the our online finance application.

Get Approved​

Our team will start working hard to put a great deal together for you.

Select Your Vehicle

Visit your nearest Paradise location to finalize your vehicle selection.

Buy Here, Pay Here Auto Financing in Lansing, MI

Shopping for your next vehicle should be a fun and straightforward process, from researching different makes and model years to going on test drives and making your ultimate decision. However, the spot where many customers hit a snag is when it comes to getting finances together to finalize the purchase. A perfect, flawless credit report is extremely rare; most people have some dings and marks. That is why, here at Paradise Motors, we offer buy here, pay here (BHPH) financing with guaranteed approval for customers across Lansing and the surrounding area to ensure you can secure reliable transportation.

What Is Buy Here, Pay Here Financing?

Buy here, pay here financing takes the middleman out of getting an auto loan, eliminating the need to go through a bank or credit union. The entire financing process, from determining how much to borrow to the length and interest rate of the loan to the monthly payments are all done within the dealership. An added bonus: Making on-time payments to a BHPH auto loan will help your credit score increase over time, providing you with a way to recover financially without worrying about how to get a reliable form of transportation to get around Lansing.

What Kind of Cars Are Available With Bhph Financing?

At Paradise Motors, we offer an extensive selection of pre-owned cars, trucks and SUVs from most manufacturers. Need something fuel-efficient and dependable? Check out our car options like the Honda Accord and the Chevy Impala. Need something to help you get any and every job done? Peruse our inventory of trucks including the Ford F-150 and the Ram 1500. Maybe you have a large family and need a dependable SUV. There’s nothing better than our selection that includes well-known models like the Jeep Wrangler and the Buick Enclave.

No matter what you are looking for, we have it and we are here to help lead you in the right direction. Our staff is here to go over what you need to get out of your next vehicle and find you the perfect match. When you shop with Paradise Motors, you are taken care of from start to finish. 

Buy Here, Pay Here Used Vehicle Financing Near Waverly, MI

If you are starting the search for your next pre-owned car and are unsure if you are going to be able to afford the terms of a traditional auto loan, visit Paradise Motors today! With two convenient locations in Lansing, our team is here to help drivers across Mid-Michigan and get them into reliable transportation, regardless of past credit history. To get started, visit our lot at 5520 S Pennsylvania Avenue or at 8212 W Saginaw Hwy today!

Vehicle Financing for Pre-owned Vehicles in Lansing, MI

Reliable transportation is necessary when you live in mid-michigan and need to deal with the elements to get to work including rain, sleet and snow. However, an imperfect credit report can oftentimes get in the way of being able to afford a new or pre-owned vehicle that meets your unique driving needs. Situations happen outside of your control all the time that may affect your credit score, from unexpected job loss to sudden medical costs or major insurance losses. At paradise motors, our team works with customers with all kinds of credit records to ensure they can drive off our lot in a safe, reliable used vehicle. No matter what your situation is, our sales and finance staff will be able to help get you into a car, truck or suv that can get you wherever you need to go, whether it’s a trip down the street to the grocery store or out to detroit for a day trip.

What Is Buy Here Pay Here Auto Financing?

One way Paradise Motors makes it possible for all of our customers to afford a vehicle is by offering buy here pay here auto loans and financing options. What does this mean? Our finance team cuts out the middleman at the bank and arranges the terms and interest rates of loans between ourselves and the customer, meaning that all payments for the vehicle would go directly to our dealership. Buy here pay here financing expedites the process since you don’t have to worry about getting approval from the bank, getting you on the road in no time at all. Financing towards your purchase is guaranteed, unlike other types of loans that weigh your credit history heavily when determining whether or not your application is approved. 

Traditional Auto Loans & Financing

If you have a healthier credit score and would rather work with traditional financing, Paradise Motors has excellent working relationships with local banks across Lansing and the surrounding communities to set up loans and payment plans. By filling out our convenient loan application, you can get an idea of what your total buying power will be before getting loan options from banks and lending institutions, covering the cost of the vehicle and interest rate. Our finance team has years of experience and will be able to help you find the most effective and affordable payment method to get you behind the wheel as quickly as possible. 

Auto Financing & Buy Here Pay Here Vehicles in Lansing, MI

If you are looking for a safe and reliable pre-owned car, truck or SUV, start your search with Paradise Motors today! At our dealership, we work tirelessly to make sure customers all receive the best deal and financing option available for their vehicles. To get started, call today to set up an appointment or visit one of our convenient used car lots on S Pennsylvania Avenue or W Saginaw Highway. 

We are Lansing’s Original Guaranteed Credit Approval! In business since 1984 with over 20,000 cars and trucks sold.
COPYRIGHT © PARADISE MOTORS. ALL RIGHTS RESERVED.
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